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    The digital integration layer

  • A series of modules and microservices with API connectivity.
  • A consolidated view of products, rewards and self-serve interactions.
  • A personalised, data-driven experience in a singular online location.



    The value exchange mechanism

  • Compelling tool to incentivise and ‘nudge’ desired customer behaviours.
  • Reward customers with ‘cash’ for renewing or purchasing policy, recommending a friend, etc.
  • Rules for redemption can be tailored to business drivers.



    A loyalty and rewards programme

  • A proprietary cashback platform that combines online and ‘OnCard’ offers.
  • Customers earn when they spend with over 3,000 partner brands.
  • Earning potential is unlimited. All cash is deposited into the customer’s digital wallet.

All three elements are accessible via the website and app


Business benefits

Customer benefits

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Increase loyalty

Enhance lifetime value by focusing the customer on real cash rewards.

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Drive deeper engagement

Via a communications strategy that is positive, relevant and personalised.

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Achieve strong market standout from competitors.

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Cross and up-sell

Easily present additional products in an individualised environment.

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Inspire brand ambassadors

Valued customers naturally promote your business.

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Customer insight

In-depth MI, data and understanding of your customers.